With the ex, i don’t see him coming back anytime soon, if ever. The good news is that you might have avoided a toxic situation. I get a very selfish sense about him. The real question is why are you still fixated on him, blocking new love from coming in your life, etc. What are you going to do about it?
With finances, i see a small business on the horizon, you have a lot of talent. I keep seeing something involving children, maybe daycare or tutoring.
Instead of being the victim and asking yourself “if it’s going to be like this,” get your mind focused on how you might be sabotaging yourself and get your focus on what you have to do to break the patterns within you.
Instead of being a feather which is always blown around in the wind, grow some wings and learn to fly in the direction you want to go. Consider getting some training (it help me a lot):
http://www.lifeleap.org/mastery/